Do you rent your home or apartment? Many people are under the impression that their stuff is covered by the landlord's policy. That is not the case!
Your landlord's insurance does not cover your possessions, you need your own policy. You need a policy to protect your valuable things. You may think your things don't have much value but what if they were all gone tomorrow because of a tornado or fire. The things you have accumulated over the years would cost more than you can even imagine to replace.
Many apartment complexes require renters insurance, not because they are concerned that your belongings are insured but because the policy also includes personal liability. If someone is injured in your home, this coverage may provide insurance to pay for their medical bills.
Don't take that chance! Renters insurance is one of the cheapest types of insurance there is on the market.
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Insuring: Lubbock, Brownfield, Plainview, Lamesa, Seminole and throughout Texas
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